Dedicated Legal Counsel for Homeowners
The current economy has hit homeowners particularly hard. With the division and failure of numerous lending institutions that originally held mortgages on a home, accidental foreclosures have been occurring with alarming frequency. At Thompson Law Group, PLLC, our Nashville wrongful foreclosure lawyers are dedicated to helping homeowners who have been subjected to negligent foreclosure actions.
Tennessee Law Is Behind the Times
Tennessee foreclosure law is not consumer-friendly and has not been substantially modified since the 1960s. Our Tennessee foreclosure defense attorneys understand how the law works and how it is stacked against the homeowner. Currently, the only grounds that are available to stop a foreclosure sale are:
- The mortgage was obtained by fraud
- The homeowner did not give up anything to secure the mortgage
- An error occurred at the time the mortgage was executed
- The debt that is secured by the mortgage has been fully paid
- The mortgage holder is barred from recovery under the statute of limitations
The law provides no relief for the types of errors that occur in today’s tumultuous market. That is why the lawyers at Thompson Law Group, PLLC, will explore other avenues to help you get the remedies you need, whether through contract law, tort law or the application of federal law.
Ask Yourself These Questions
If you feel that a foreclosure proceeding has been wrongly enacted against you, you should ask yourself the following questions:
Have you relied on your lender’s promise to consider a HAMP modification of your loan but are now facing foreclosure because your lender failed to respond?
Has your lender made clear errors of accounting in your monthly statements, and you are now facing foreclosure?
Did your lender fail to honor a forbearance agreement that you signed to escape foreclosure?
Did your lender make an oral promise to halt foreclosure proceedings, but now fails to honor or even acknowledge it, even though you made payments pursuant to this promise?
Is your loan now in foreclosure and you know that it should not be?
Has the servicer of your mortgage loan made violations arising out of RESPA (Real Estate Settlement Procedures Act) or FDCPA (Fair Debt Collection Practices Act)?
Have you sought medical care with a doctor due to anxiety and stress that your mortgage servicer has caused while you have tried to modify your home loan (HAMP)?
Has your credit been damaged due to the negligent servicing and attempts to modify your home loan?
If you answered yes to any of these questions, you may have a legitimate claim for wrongful foreclosure case.
Call for a Free Consultation With a Nashville Foreclosure Defense Lawyer
If a lender has threatened or started a foreclosure action on your home by mistake, we can help. Contact our Nashville wrongful foreclosure attorneys online or call 615-832-2335 for a free, no-obligation consultation in most cases to discuss your case. Se habla español.